http://www.debtconsolidationstand.com/debt-management/debt-management-service.html Take a closer look at how your debt specialist and debt management service work together to save you money. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 So...What's New? You are obviously aware that a debt management service helps consumers in debt avoid bankruptcy. You are also aware of the savings that come with debt management programs and how much debt management services work to reduce your balances. But are you aware of how the experts are able to save you so much? Take a look below and familiarize yourself with the fascinating work of debt management and debt negotiation. Watch and Learn Ever wonder how the pros do their thing and manage to save you hundreds, if not thousands? During the negotiation process, the debt management professional is often able to convince creditors to waive past late fees and over-the-limit fees. There's no guarantee that this can be accomplished, but if it is, it can result in hundreds of dollars in savings. Consider for a moment that if each of those fees are $20-$30 each, and you have had more than one, it can really add up. Also, when you enroll in a debt management service, your specialists contact your creditors and convince them to report your accounts as current. Many creditors often list unpaid accounts as delinquent, and that can damage your rating as well. With a debt management program, certified specialist, and a little professional negotiating, you are sure to save money while recovering from your past financial blunders. Sat, 26 Jul 2008 15:00:00 EDT